Heaven knows I've had a hell of a time
But like the night gives way to the morning light
There's a pounding in my head again
I'd be lyin if I said I wasn't tired

I can't help but think of Janie and those pretty eyes
Yeah she was sweet as berries on a summer vine
She had a heart of gold, we were burning coals
Hotter than a sidewalk in July

At the expense of my heart
Lord I've cashed in my soul
Chose this old guitar
Before the only love I've known
I gotta live with that
Lose sleep with that
When I close my eyes
I'll die with that, yeah
My life's a credit card
Play now, pay later
And I'm paying hard

Well I've heard it said that moments come and then they pass
And it sure passed me by when I should've saw my dad
But I plugged it in to another town
Swore another chance would come around again
Yeah I plugged it in to another town
Swore another chance would come around again

And now it's gone the kinda gone that don't come back
I only see him now in dreams that I have
I gotta live with that
Lose sleep with that
When I close my eyes
I'll die with that, yeah
My life's a credit card
Play now, pay later
And I'm paying hard

So long my friends I guess this is my farewell
Damn all these pennies swimming in my wishing well
Told every single sorry that I had to tell
I'll live with that
Sleep with that
Make my peace
And I'll die with that, yeah
My life's a credit card
Play now, pay later
And I'm paying hard

And I'll live with that
Sleep with that
Make my peace
And I'll die with that, yeah

I'll live with that
Sleep with that
Make my peace
And I'll die with that, yeah